:root{--bg:#fff;--tx:#1b2330;--mu:#4a5568;--pr:#0b4fb3;--pd:#083a85;--ac:#f7c313;--bd:#d5dbe5;--so:#f3f6fb}

*{box-sizing:border-box}html{scroll-padding-top:70px}
body{margin:0;font:17px/1.7 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--tx);background:var(--bg)}
.w{max-width:860px;margin:0 auto;padding:0 18px}
header{background:#0b4fb3;position:sticky;top:0;z-index:5;padding-top:env(safe-area-inset-top,0)}
header .w{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:4px 12px;min-height:58px;padding-top:6px;padding-bottom:6px}
.br{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:700;font-size:18px}
.br img{width:40px;height:40px;border-radius:50%}
nav a{color:#fff;margin-left:14px;text-decoration:none;font-weight:600}nav a:hover{text-decoration:underline}
main{padding:22px 0 40px}
h1{font-size:2rem;line-height:1.25;margin:.4em 0}h2{font-size:1.5rem;line-height:1.3;margin:1.8em 0 .5em}h3{font-size:1.2rem;margin:1.4em 0 .4em}
a{color:var(--pr)}a:hover{color:var(--pd)}
.bc{font-size:.9rem;color:var(--mu)}.bc a{color:var(--mu)}
.qa{background:var(--so);border-left:5px solid var(--ac);padding:14px 18px;border-radius:6px;margin:16px 0}
.ad{font-size:.92rem;color:var(--mu);border:1px solid var(--bd);padding:10px 14px;border-radius:6px}
.tw{overflow-x:auto;margin:14px 0}table{border-collapse:collapse;width:100%;min-width:640px;font-size:.92rem}
th,td{border:1px solid var(--bd);padding:8px 10px;text-align:left;vertical-align:top}th{background:var(--so)}
.card{border:1px solid var(--bd);border-radius:8px;padding:2px 18px 12px;margin:18px 0}
.meta{font-size:.9rem;color:var(--mu)}
details{border-bottom:1px solid var(--bd);padding:10px 0}summary{cursor:pointer;font-weight:600}
.note{font-size:.9rem;color:var(--mu);border-top:1px solid var(--bd);margin-top:28px;padding-top:12px}
footer{background:#0b2a55;color:#fff;padding:22px 0;padding-bottom:calc(22px + env(safe-area-inset-bottom,0));font-size:.92rem}
footer a{color:#fff}
@media(max-width:600px){h1{font-size:1.6rem}body{font-size:16px}}

.calc{border:1px solid var(--bd);border-radius:8px;padding:14px 18px;background:var(--so);margin:16px 0}
.calc label{display:block;margin:10px 0 4px;font-weight:600}
.calc input,.calc select{width:100%;max-width:340px;padding:9px;font-size:1rem;border:1px solid var(--mu);border-radius:6px;background:var(--bg);color:var(--tx)}
.calc button{margin-top:14px;padding:10px 20px;font-size:1rem;font-weight:700;border:0;border-radius:6px;background:#0b4fb3;color:#fff;cursor:pointer}
.calc output{display:block;margin-top:14px}.err{color:#b00020;font-weight:600}


.mt{display:none;background:none;border:0;padding:8px;cursor:pointer;margin-left:auto}
.mt span{display:block;width:26px;height:3px;background:#fff;margin:5px 0;border-radius:2px}
@media(max-width:760px){.mt{display:block}nav{display:none;width:100%;order:3;padding-bottom:10px}nav.open{display:block}nav a{display:block;margin:0;padding:10px 0;border-top:1px solid rgba(255,255,255,.25)}}
.mobile-cta{position:fixed;left:0;right:0;bottom:0;z-index:40;background:var(--bg);border-top:1px solid var(--bd);padding:10px 16px calc(10px + env(safe-area-inset-bottom,0));display:flex;box-shadow:0 -4px 16px rgba(0,0,0,.12);transform:translateY(100%);opacity:0;pointer-events:none;transition:transform .3s,opacity .3s}
.mobile-cta.show{transform:none;opacity:1;pointer-events:auto}
.mobile-cta a{flex:1;display:flex;align-items:center;justify-content:center;gap:8px;padding:14px;font-size:16px;font-weight:800;text-transform:uppercase;letter-spacing:.3px;text-decoration:none;color:#fff;background:#2EA3F2;border-radius:9px}
@media(min-width:860px){.mobile-cta{display:none}}
.abox{display:flex;gap:14px;align-items:flex-start;border:1px solid var(--bd);border-radius:10px;background:var(--so);padding:16px;margin:28px 0 8px}
.abox .av{flex:0 0 52px;height:52px;border-radius:50%;background:#0b4fb3;color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center}
.abox p{margin:4px 0;font-size:.95rem}.chips{display:flex;flex-wrap:wrap;gap:6px;margin:8px 0}.chips span{background:#e7f3fd;color:#0e4f85;border-radius:20px;padding:3px 12px;font-size:.82rem;font-weight:600}
.llogo{height:70px;background:#fff;border-radius:10px;display:flex;align-items:center;justify-content:center;padding:6px 10px;margin:0 auto 10px;width:100%;max-width:230px}.llogo img{max-height:58px;max-width:100%;width:auto;height:auto;object-fit:contain}.llogo.big img{max-height:64px}@media(max-width:600px){.llogo{height:60px;padding:4px 6px}.llogo img{max-height:50px}}
html{color-scheme:light}
header{background:linear-gradient(90deg,#2EA3F2,#8fd6ff)}.br{color:#06223d}nav a{color:#06223d}.mt span{background:#06223d}
@media(max-width:760px){nav a{border-top-color:rgba(6,34,61,.25)}}
.hero{background:linear-gradient(135deg,#2EA3F2 0%,#5bbcff 55%,#a5dcff 100%);color:#06223d}.hero h1{color:#06223d}.hero .meta,.hero .meta a{color:#06223d}
.hero .qa{background:rgba(255,255,255,.95);border-left-color:#f7a600}
.amt{background:linear-gradient(135deg,#2EA3F2 0%,#5bbcff 55%,#a5dcff 100%);color:#06223d;box-shadow:0 10px 30px rgba(46,163,242,.4)}
.amt:before,.amt:after{background:rgba(255,255,255,.3)}.amt h2,.amt p,.amt .rng{color:#06223d}.amt input[type=range]{accent-color:#0b4fb3}
.un{background:linear-gradient(180deg,#2EA3F2,#8fd6ff);color:#06223d}
footer{background:linear-gradient(90deg,#2EA3F2,#8fd6ff);color:#06223d}footer a{color:#06223d}
th{background:#e1f3ff}.qa{background:#eaf6ff}
.calc button,.subscribe-btn{background:linear-gradient(135deg,#2EA3F2,#7fd0ff);color:#06223d}.calc button:hover,.subscribe-btn:hover{background:linear-gradient(135deg,#1f8fe0,#5bbcff);color:#06223d}
.abox .av{background:linear-gradient(135deg,#2EA3F2,#8fd6ff);color:#06223d}
.subscribe-msg.success{color:#1e7a43}.subscribe-msg.error{color:#b00020}
#lenders{background:linear-gradient(135deg,#083a85 0%,#0b4fb3 50%,#0a6f9c 100%);border-radius:16px;padding:26px 18px;margin:28px 0;box-shadow:0 10px 30px rgba(8,58,133,.35)}
#lenders h2{color:#fff;margin-top:0}#lenders>p{color:#fff}#lenders>p a{color:#fff;text-decoration:underline}
#lenders .lcard{background:#fff;border-color:#fff}#lenders .lcard.feat{border-color:#f7a600}#lenders .lcard:hover{border-color:#ffd84d}
@media(max-width:600px){#lenders{padding:22px 10px}}
@media(max-width:760px){header{position:static}html{scroll-padding-top:0}}